Asian and European Markets Make Gains

Big Banks Easing Terms on Loans Deemed as Risks
Two of the nation’s biggest lenders are quietly modifying loans for tens of thousands of borrowers who have not asked for help but whom the banks deem to be at special risk.

Free ride to higher bank earnings could be ending
A lot of big banks had a free ride to higher earnings the last few quarters. That could be ending soon.

Foreclosures fall to lowest level in 18 months
The number of U.S. homes taken back by lenders dropped to the lowest level in 18 months in November, the result of foreclosure freezes enacted by several banks.

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