Bank Fees Rise as Lenders Try to Offset Losses

Credit Vise Tightens for Small Businesses
Lenders are waiting to take losses in commercial real estate and credit cards before loosening up money.

Banks Holding Up in Tests, but May Still Need Aid
As federal examinations of 19 banks continue, there are signals that the institutions may need more bailout money.

G.M. Reports Big Profit; Europe Lags
General Motors said it earned $7.6 billion last year, up 62 percent from the year before, but losses in Europe slowed its fourth-quarter earnings.

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