borrowers

Home prices have resumed their decline, raising the odds that more borrowers will choose to walk away from their mortgages, even if they can afford the payments.

Standard & Poor’s removed the United States government from its list of risk-free borrowers on Friday night, dropping the rating to AA+ on concerns about rising federal debt.

A free credit score could soon be in the mail. Starting July 21, lenders will be required to automatically provide credit scores to borrowers who are denied a loan or who aren't given the most desirable interest rate.

Two of the nation’s biggest lenders are quietly modifying loans for tens of thousands of borrowers who have not asked for help but whom the banks deem to be at special risk.

China has released its first public account of debts owed by its local governments, amid concern about the possible impact on banks if borrowers default.

If Fannie Mae and Freddie Mac shut down, interest rates would rise for most borrowers, but urban and rural residents could see sharper increases than customers in the suburbs.

Hundreds of billions of dollars have been lost by investors while millions of borrowers have lost their homes.

Few of the people who ran the institutions that contributed to the disaster have been found liable.

Lending to plaintiffs is usually unregulated, leaving the industry free to ignore laws that protect borrowers.

Lenders are again offering credit to the riskier borrowers they once shunned, but they are choosing their prospects carefully and setting terms.