difficult times

As a sign of difficult times brought about by the financial crisis, stores in America like K Mart, Marshalls, T J Maxx etc. are going back to the payment practice of layaway, a departure from the convenient credit card that modern-day Americans are used to.

By Gaurav Bhola, MSM The housing and mortgage market have been going through some difficult times in recent months.

However, unlike the residential real estate cousin, the commercial real estate market has been doing well.