financial constraints

(The Gerontological Society of America) Experts agree that financial constraints and an aging population will require America to modify its Social Security system, but some also find that pushing back the eligibility age could be a major concern for those who rely on the program the most.

The consequences -- both positive and negative -- of making the country's seniors wait to start claiming benefits are presented in the latest installment of the Public Policy & Report.

Online retailers can expect to see an increase in consumer spending compared to the previous quarter, according to a new survey by Javelin Strategy & Research and released by eBillme.

Online shoppers predict they will spend an average of $281 online during Q4 2009, a 24 percent increase over last quarter.

This is the first increase in spending since last year, but an 18 percent decrease in the overall spending rate compared to Q4 2008.